💰 Finance Calculators
Financial calculators for loans, mortgages, investments, retirement, taxes, and budgeting.
40 free calculators
Smart financial decisions start with accurate numbers. Our collection of 40 free finance calculators covers every milestone of your financial life — from paying off your first credit card to planning a comfortable retirement. No spreadsheets required, no sign-up, and no paywalls.
Borrowing and Debt
Whether you're shopping for a home, a car, or a personal loan, our Mortgage Calculator and Loan Calculator instantly show your monthly payment, total interest cost, and full amortization schedule. The Amortization Calculator lets you model extra payments to see exactly how much interest you'll save by paying down principal faster. Already carrying high-interest debt? The Credit Card Payoff Calculator shows your payoff date and total interest cost under different monthly payment scenarios.
Saving and Investing
The most powerful force in personal finance is compound interest. The Compound Interest Calculator visualises how your savings grow over time with regular contributions — a compelling argument for starting early. The Investment Calculator and Retirement Calculator let you model different return rates and savings rates to build a realistic long-term plan. For US savers, the 401(k) Calculator factors in employer matching to show your true contribution rate.
Income and Tax
Understanding your take-home pay is the first step to budgeting. The Paycheck Calculator estimates your net pay after federal and state taxes, Social Security, and Medicare. The Salary Calculator converts between hourly, weekly, monthly, and annual compensation so you can compare job offers on an equal footing. For quick purchasing decisions, the Discount Calculator and Sales Tax Calculator give you the real price in seconds.
For business owners, the Profit Margin Calculator, Markup Calculator, and Break-Even Calculator are essential tools for pricing strategy and financial planning.
⭐ Most Popular Finance Tools
- Compound Interest CalculatorCalculate compound interest on savings or investments. See how your money grows
- Mortgage CalculatorCalculate your monthly mortgage payment, total interest, and amortization. Enter
- Loan CalculatorCalculate monthly payments for any loan. Enter amount, interest rate, and term t
- Tip CalculatorCalculate tip amount and split the bill. Enter bill total, tip percentage, and n
- Salary CalculatorConvert between hourly, weekly, monthly, and annual salary. Factor in work hours
- ROI CalculatorCalculate Return on Investment (ROI). Enter initial investment and final value t
- Discount CalculatorCalculate sale prices and savings. Enter original price and discount percentage
- Auto Loan CalculatorCalculate monthly car payments, total interest, and total cost of an auto loan.
- Investment CalculatorCalculate future value of investments with regular contributions and compound in
- Retirement CalculatorCalculate how much you need to save for retirement and estimate your retirement
- Income Tax CalculatorEstimate your federal income tax based on US tax brackets for 2024.
- Sales Tax CalculatorCalculate sales tax amount and total price including tax.
- Inflation CalculatorCalculate the impact of inflation on purchasing power over time.
- Debt Payoff CalculatorCalculate how long to pay off debt and how much interest you will pay.
- Net Worth CalculatorCalculate your net worth by adding up assets and subtracting liabilities.
- Mortgage Payment CalculatorCalculate your monthly mortgage payment including principal and interest. See ho
- Paycheck CalculatorEstimate your take-home pay after federal and state taxes, Social Security, and
- Profit Margin CalculatorCalculate profit margin, gross profit, and markup from revenue and cost. Essenti
- Markup CalculatorCalculate selling price from cost and markup percentage. Find the right price fo
- 401k CalculatorEstimate your 401(k) retirement savings growth. See how contributions, employer
- Currency ConverterConvert between major world currencies using up-to-date reference rates. Fast, f
- Amortization CalculatorCalculate your loan amortization schedule, monthly payment, total interest paid,
- Budget CalculatorCalculate your monthly budget balance. Enter your income and total expenses to s
- Cost Per Unit CalculatorCalculate the cost per unit of any product or service. Compare prices to find th
- Hourly to Salary CalculatorConvert your hourly wage to annual salary. Calculate weekly, monthly, and yearly
- CD Calculator (Certificate of Deposit)Calculate the maturity value and interest earned on a Certificate of Deposit (CD
- Break-Even CalculatorCalculate your break-even point in units and revenue. Find out how many units yo
- Margin CalculatorCalculate trading margin, profit margin percentage, markup, and gross profit for
- Down Payment CalculatorCalculate how much down payment you need for a home or car. See loan amount, LTV
- Rent vs Buy CalculatorCompare the total cost of renting vs buying a home over time. Includes appreciat
- Savings Goal CalculatorCalculate how much you need to save per month to reach your savings goal. Plan a
- Credit Card Payoff CalculatorCalculate how long it takes to pay off your credit card and total interest paid.
- Stock Return CalculatorCalculate the total return, annualized return, and profit/loss on any stock inve
- Dividend CalculatorCalculate annual dividend income, dividend yield, and total return from dividend
- Bond Yield CalculatorCalculate bond yield to maturity (YTM), current yield, and annual interest incom
- Car Lease CalculatorCalculate your monthly car lease payment. Enter vehicle price, residual value, m
- Home Equity CalculatorCalculate your home equity, loan-to-value ratio, and available HELOC credit base
- Business Loan CalculatorCalculate monthly business loan payments, total interest, and cost of capital fo
- Simple Interest CalculatorCalculate simple interest, total amount owed or earned, and interest accrued ove
- Net Income CalculatorCalculate your net income after taxes, deductions, and expenses. Get a clear pic